# Zotlo > Zotlo is a Merchant of Record (MoR) platform that powers global digital sales for mobile apps, games, AI tools, and SaaS businesses. With a single integration, companies can accept payments in 195+ countries and 25+ currencies, manage subscriptions, handle tax and compliance, and run branded checkout experiences—without building or maintaining the underlying billing infrastructure. Zotlo acts as the legal seller of record, taking on responsibility for tax collection (VAT/GST/sales tax), invoicing, fraud prevention, chargebacks, regulatory compliance, and merchant account relationships. This frees product teams to focus on growth instead of payment operations. The platform supports flexible no-code checkout links, embedded checkout via Web SDK, quiz funnels for pre-checkout personalization, and full REST APIs and webhooks for custom integrations. Zotlo is particularly strong in app-to-web and web-to-app monetization flows, helping apps bypass app store fees while preserving user identity and purchase history across platforms. ## Core Product Pages - [Homepage](https://zotlo.com/): Overview of Zotlo as a Merchant of Record platform for global digital sales - [Pricing](https://zotlo.com/pricing): Pricing plans and transaction fees - [Why Zotlo](https://zotlo.com/why-zotlo): Value proposition and platform differentiators ## Solutions by Vertical - [For Mobile Apps](https://zotlo.com/for-mobile-apps): Web monetization for mobile apps, bypassing 30% store fees with web-to-app flows - [For Games](https://zotlo.com/for-games): Payment infrastructure built for mobile and web-based games - [For SaaS](https://zotlo.com/for-saas): Subscription billing, plan management, and global payments for SaaS businesses ## Services - [Global Payments](https://zotlo.com/global-payment-software): Accept payments in 195+ countries with local payment methods and 25+ currencies - [Checkout](https://zotlo.com/checkout-page-software): No-code checkout links and embedded checkout via Web SDK and API - [Sales Funnels](https://zotlo.com/sales-funnel-software): Quiz funnels and personalized pre-checkout flows to boost conversion - [Merchant of Record](https://zotlo.com/merchant-of-record-software): MoR services including tax handling, invoicing, fraud, chargebacks, and compliance - [Subscription Management](https://zotlo.com/subscription-management-software): Subscription engine with trials, renewals, upgrades, dunning, and retention tools - [Payment Analytics & Events](https://zotlo.com/payment-analytics-events-software): Real-time analytics dashboards and event forwarding to ad and attribution platforms ## Developer Documentation - [Developer Docs Home](https://docs.zotlo.com): Main entry point for all developer documentation - [API Reference](https://docs.zotlo.com/integrating-zotlo/api-reference/introduction.md): REST API documentation for subscriptions, payments, and checkout - [Checkout Endpoints](https://docs.zotlo.com/integrating-zotlo/api-reference/checkout-endpoints.md): Generate personalized checkout links via API - [Webhooks](https://docs.zotlo.com/integrating-zotlo/webhooks/webhooks-overview.md): Real-time event notifications for subscription, payment, and user events - [Web SDK](https://docs.zotlo.com/integrating-zotlo/web-sdk/sdk-overview.md): Embed Zotlo's secure checkout form into your website - [User Sync (App-to-Web / Web-to-App)](https://docs.zotlo.com/integrating-zotlo/user-sync.md): Synchronize user identity and purchases across mobile and web ## Features - [Subscriptions Overview](https://docs.zotlo.com/features/subscriptions/subscriptions-overview.md): Full subscription lifecycle management - [Payment Methods](https://docs.zotlo.com/features/payment-methods/payment-methods-overview.md): Supported payment methods including Visa, Mastercard, Amex, Apple Pay, Google Pay, PayPal, and local methods - [Products & Plans](https://docs.zotlo.com/features/products-and-plans/products-overview.md): Configure products, pricing, trials, promotions, and discounts - [Checkout Overview](https://docs.zotlo.com/features/checkout/checkout-overview.md): Hosted and embedded checkout options - [Multi-Language Support](https://docs.zotlo.com/features/checkout/multi-language.md): Localized checkout pages and quiz funnels - [Quiz Funnels](https://docs.zotlo.com/features/quiz-funnels/funnels-flows-overview.md): Build pre-checkout funnels for personalization and conversion optimization - [Dashboard Analytics](https://docs.zotlo.com/features/dashboard-analytics.md): Revenue, subscription, and user analytics ## Third-Party Integrations - [Ad Platforms](https://docs.zotlo.com/3rd-party-integrations/ad-platforms.md): Meta Ads and Google Ads conversion tracking - [Attribution Platforms](https://docs.zotlo.com/3rd-party-integrations/attribution.md): AppsFlyer and Adjust integrations - [Analytics Platforms](https://docs.zotlo.com/3rd-party-integrations/analytics.md): Google Analytics and Google Tag Manager ## Account & Console - [Sign Up](https://console.zotlo.com/pub/auth/register): Create a Zotlo merchant account - [Sign In](https://console.zotlo.com/pub/auth/login): Merchant console login - [Customer Portal](https://account.zotlo.com/): End-user account management portal ## Contact - Support: support@zotlo.com - General inquiries: info@zotlo.com - [LinkedIn](https://www.linkedin.com/company/zotlo) - [X (Twitter)](https://x.com/zotlocom) - [Instagram](https://www.instagram.com/zotlocom)